American agriculture is under real financial strain. Farm bankruptcies are up 46% since 2024. The country lost 15,000 farms in 2025. And average annual crop insurance indemnities more than doubled between 2015 and 2024, climbing from $6.7 billion to $14 billion.
These numbers point to an agricultural system under growing pressure, one where producers are absorbing more risk each year, and taxpayers are picking up more of the tab through federal crop insurance
Read MoreLand Core is supportive of well-managed grazing on public lands as complementary to, rather than opposed to, maintaining healthy grassland landscapes. Across the West and the nation, leading ranchers are using regenerative grazing of livestock as a way to increase the profitability of their operations and provide quality livelihoods, as well as to heal degraded soil, restore wildlife habitat, and replenish dried-up rivers. Regenerative grazing and soil health practices can help foster healthy, resilient landscapes and economic prosperity for the communities that depend on our public lands.
Read MoreIn agriculture, financial survival depends not simply on harvest size, but on revenue: what a field produces, multiplied by what the market will actually pay for it. These two forces do not move independently, and in most Midwest counties, when local harvests are poor and supply tightens, prices tend to rise, offering farmers a partial natural cushion. Even so, commodity price swings contribute roughly three to four times more uncertainty to farm revenue than yield variability does, meaning that market risk, not weather, is the dominant threat to a farm's bottom line.
Read MoreComplete this Google Form to sign on to the Letter of Support for the SOIL HEALTH Practices Act.
The letter advocates for USDA to oversee research on the risk reduction associated with cover cropping, reduced tillage, diversified rotations, managed grazing, and other soil health practices over a 3-5 year timeline. If the research indicates reduced risk, USDA would be required to recommend appropriate discounts or incentives for producers.
Read MoreWe commend FCIC for expanding eligibility through the EARP Rule and encourage continued efforts to make crop insurance resources accessible to all producers. We appreciate the opportunity to provide these recommendations and stand ready to support FCIC in strengthening risk management tools that serve farmers nationwide. Land Core believes that federal crop insurance is a cornerstone of a modern agricultural economy and the farm safety net. By shifting incentive structures, farmers can build resilience, taxpayer costs can be reduced, and we can realign financial incentives with land management practices that protect both farm profitability and our nation's food and national security.
Read MoreLand Core is pleased to share findings from a recently released paper by Dr. Gina Pizzo, which directly informs our ongoing risk modeling work, and was written as part of our FFAR and USDA AFRI-funded project examining how soil health practices reduce risk.
The research summarized below advances Land Core’s ongoing work to quantify how known soil health practices build resilience in agricultural systems.
Read MoreThe beta version of the online, interactive Risk Model Soil Health Tool is now available! The development of this tool would not have been possible without the brilliant team from the Schmidt Center for Data Science and the Environment (DSE) at the University of California, Berkeley.
Read MoreWe're thrilled to share that our team’s first academic manuscript, titled “Diversified crop rotations mitigate agricultural losses from dry weather,” has been submitted for peer review! In the meantime, the "pre-print" manuscript is available on agriRxiv.
Read MoreThe Land Core Risk Model is quantifying the economic risk-mitigation value of specific soil health practices by examining the correlation between the implementation of these practices over time and their impact on yield.
Read MorePilot programs are exploring the opportunity to offer farmers improved financing terms based on their adoption of regenerative agriculture. The goal is to bring an expanded scale via financial incentives structured differently than dollars per acre for adoption.
Read MoreInsurers offer discounts for avoiding smoking and good driving because these practices are proven to mitigate risk and save them money. So should insurers and agricultural lenders offer farmers that look after their soil a ‘good soil discount’?
Read MoreResearchers with the University of Arkansas System Division of Agriculture are conducting research examining soil health practices and their impacts on crop risk insurance premiums and other financial factors often faced by farmers. Lawson Connor, an agriculture economist for the Division of Agriculture, is the primary investigator for Arkansas’ involvement in the research. He is joined by researchers from U.C. Berkley and Rice University.
Read MoreEver since the federal government created the Soil Conservation Service following the Dust Bowl, the correlation between soil health and agricultural resilience has been generally well understood. However, almost a century later, we’re still struggling to accurately quantify how specific soil health practices reduce production risks. As a result, these practices remain largely unaccounted for in risk pricing models across finance, investment and insurance, and farmers are not compensated through financial discounts for adopting them.
Read MoreWe are thrilled to announce that the Foundation for Food & Agriculture Research (FFAR) is awarding a $715,611 Seeding Solutions grant to Land Core to create an unprecedented market-based, actuarially-sound model that can determine the risk-mitigation benefits and related cost savings associated with specific soil health practices. Family foundations are providing matching funds for a total $1,449,611 investment. The model is helping to create the economic rationale for agricultural lenders and insurers to offer financial incentives, such as better terms or lower loan rates and insurance prices to producers adopting good soil health practices.
Read MoreOn September 13, 2022, our Executive Director, Aria McLauchlan, and our Director of Strategy, Harley Cross, participated in a roundtable on "Creating Regenerative Opportunity for Ag Lenders" as part of Green America’s Soil & Climate Alliance (SCA) Virtual “Financing Regenerative Transitions” Roundtable Series. Watch the recording now!
Read MoreThere’s been a lot of talk and movement recently on technology-based food systems innovations: cultivated meat (grown in labs from cells), plant-based protein alternatives, and more. While we believe in all-of-the-above solutions, we need to be clear-eyed about the collateral impacts of these new business ventures, and keep in focus the fundamental opportunity to build a truly resilient, diversified, independent, farmer-led system that fundamentally restores ecosystems, communities, farmer profits, soils, and security. This piece calls for new technologies to support, not supplant, farmers in leading the way.
Read MoreApril 27 webinar by Land Core’s Aria McLauchlan and Harley Cross presented a foundation for monetizing soil health practices through insurance and lending.
Read MoreBig news for Land Core's Risk Model: Sarah Manski, PhD Candidate in Statistics at Michigan State University, and our lead analyst on the Land Core Risk Model project, was awarded the inaugural Neogen Land Grant Prize! Congratulations, Sarah!
Read MoreWe're thrilled to have been accepted into Invoking the Pause’s (ITP) inaugural Climate Challenge cohort.
Read MoreRisk-informed pricing is a market-based path forward to pay for the transition to resilient, climate friendly, soil health practices, and can also address some of the challenges that carbon markets, while they may hold enormous potential in the coming years, are ill-suited to address.
Read More
